Step 1: Browse Inventory
Our used car dealership in Hamilton Township, NJ is a great place to find high-quality used cars from popular brands, especially high-end luxury brands. When you shop online using our used inventory, you can learn everything there is to know about that used car you like, including its current odometer mileage, its features, fuel economy, engine, and its location. You will even have a detailed list of its specifications as well as a number of Kelley Blue Book reviews from customers who rated similarly-equipped models of this make.
Step 2: Choose Loan Terms
Even a bargain-priced used car under $10,000 could still potentially cost you thousands out-of-pocket, when purchased wholesale, which is why so many customers turn to financing through an auto loan. Using our payment calculator, you can set the terms of your own loan agreement and determine the best monthly installment plan for your budget. Monthly payments can increase or decrease, based on the following criteria:
- Asking price: how much the vehicle is listed for on our website
- Down Payment: How much cash you can provide at the dealership when you first sign your lease
- APR: Or "annual percentage rate," is determined by your loan's interest rate, lender fees, and broker fees that may come up based on your credit and financial standing
- Term: How long you would like your loan to last. Most loans last anywhere from 12 to 84 months
Step 3: Value Your Trade
If you have an old car on its last leg, you can redeem it for a cash value and apply this amount towards your loan. We are always on the lookout for high-quality cars we can repair, recondition, and offer up for sale in our used inventory, thus, we will take all makes and models. Typically, the better condition your car is in, and the more unique it is, the higher return you can expect to see. The trade-in form helps assess your vehicle's current market value based on the following information:
- Year/make/model
- Current demand/industry trends
- Title/Vehicle History information
- Previous accident/damage history (if any)
Step 4: Credit Estimate/Apply for Credit
When you think you're ready to move forward with your deal, you can apply for credit approval online using our simple and secure form. The finance application uses data from your housing, employment, and banking history to determine if you qualify for the financing terms you set. If you qualify, you will have approval to work with our finance center and one of our many reputable local lenders. The form only takes a few minutes and is totally secure, with all your personal data kept encrypted and never traded to outside entities without your consent.
Step 5: Schedule a Test Drive
One of the final steps will be to request a test drive and visit us here in Hamilton Township, NJ. You can select the next available date we have available and request a time of day to meet with a sales representative. We will contact you with a specific time and can work around your busy schedule. When you take the car you want for a spin, and decide if you enjoy it, you can take the final steps here at our store.
Step 6: Submit Your Offer
After you finish every step, and take the car you want for a spin, we will send you a final copy of your total purchase, including your monthly loan payments and title. Once we make a photocopy of your driver's license and current auto insurance card, you should be all set to sign your deal.
Visit us Today at J&S AutoHaus Three near East Windsor Township
We invite you to start your deal and buy a used car online with J&S AutoHaus Three. Visit us here in Hamilton, NJ to take your test drive and finalize your deal today! We look forward to working with you!